@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700;800;900&display=swap');
:root{--red:#dc2626;--red-dark:#b91c1c;--ink:#111;--soft:#414141;--muted:#666;--line:#e5e7eb;--pale:#fef2f2;--paper:#fafafa}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:#fff;color:var(--ink);font:16px/1.65 Inter,system-ui,-apple-system,Segoe UI,sans-serif}
a{color:inherit}
a:focus-visible,button:focus-visible{outline:3px solid var(--red);outline-offset:3px}
.wrap{width:min(1160px,calc(100% - 48px));margin-inline:auto}
.top-strip{padding:9px 20px;background:var(--ink);color:#fff;text-align:center;font-size:13px}
.top-strip strong{color:#fca5a5}
.site-header{background:#fff;border-bottom:2px solid var(--red)}
.site-header .wrap{min-height:68px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:inline-flex;align-items:center;gap:10px;font-size:20px;font-weight:900;letter-spacing:-.035em;text-decoration:none;white-space:nowrap}
.brand-mark{display:grid;place-items:center;width:36px;height:36px;border-radius:8px;background:var(--red);color:#fff}
.site-nav{display:flex;flex-wrap:wrap;align-items:center;justify-content:flex-end;gap:20px}
.site-nav a{text-decoration:none;font-size:14px;font-weight:700}
.site-nav a:hover,.text-link:hover{color:var(--red-dark)}
.button{display:inline-flex;align-items:center;justify-content:center;min-height:45px;padding:10px 20px;border-radius:9px;background:var(--red);color:#fff!important;font-weight:800;text-decoration:none;text-align:center}
.button:hover{background:var(--red-dark)}
.button.outline{background:#fff;color:var(--ink)!important;border:2px solid var(--ink)}
.button.outline:hover{background:var(--ink);color:#fff!important}
.crumbs{padding-top:22px;color:var(--muted);font-size:13px}
.crumbs a{text-decoration:none}
.crumbs span{margin:0 8px;color:#999}
.hero{display:grid;grid-template-columns:minmax(0,1fr) minmax(330px,.83fr);align-items:center;gap:64px;padding:64px 0 82px}
.eyebrow{display:block;color:var(--red);font-size:12px;font-weight:900;letter-spacing:.12em;text-transform:uppercase;margin-bottom:16px}
h1,h2,h3,p{margin-top:0}
h1{font-size:clamp(37px,4.3vw,58px);line-height:1.1;letter-spacing:-.045em;margin-bottom:24px}
h1 em{color:var(--red);font-style:normal}
.lead{font-size:18px;line-height:1.7;color:var(--soft);max-width:660px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}
.hero-note{margin:16px 0 0;color:var(--muted);font-size:13px}
.flow{border:2px solid var(--ink);border-radius:18px;padding:27px;background:#fff;box-shadow:8px 8px 0 var(--ink)}
.flow-title{font-size:12px;font-weight:900;letter-spacing:.1em;color:var(--red);text-transform:uppercase;margin-bottom:16px}
.flow-item{display:flex;gap:14px;padding:15px 0;border-top:1px solid var(--line)}
.flow-item:first-of-type{border-top:0}
.flow-number{display:grid;place-items:center;flex:0 0 34px;height:34px;border-radius:9px;background:var(--pale);color:var(--red);font-size:13px;font-weight:900}
.flow-item strong{display:block;line-height:1.35}
.flow-item small{display:block;margin-top:4px;color:var(--muted);font-size:13px;line-height:1.5}
.section{padding:80px 0}
.section.tint{background:var(--paper)}
.section-heading{max-width:740px;margin-bottom:34px}
.section-heading h2{font-size:clamp(28px,3vw,42px);line-height:1.17;letter-spacing:-.035em;margin-bottom:14px}
.section-heading p,.prose p{color:var(--soft)}
.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.card{padding:25px;background:#fff;border:1px solid var(--line);border-radius:14px}
.card b{display:grid;place-items:center;width:36px;height:36px;border-radius:9px;background:var(--pale);color:var(--red);margin-bottom:18px;font-size:14px}
.card h3{font-size:18px;line-height:1.3;margin-bottom:8px}
.card p{color:var(--soft);font-size:14px;margin-bottom:0}
.columns{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:start}
.prose h2{font-size:clamp(27px,2.8vw,38px);line-height:1.2;letter-spacing:-.035em;margin-bottom:18px}
.prose h3{font-size:19px;line-height:1.3;margin:26px 0 8px}
.prose ul{padding-left:21px;color:var(--soft)}
.prose li{margin:8px 0}
.panel{border-radius:16px;background:var(--pale);border:1px solid #fecaca;padding:30px}
.panel h3{font-size:20px;margin-bottom:12px}
.panel p,.panel li{color:var(--soft);font-size:15px}
.panel ol,.panel ul{padding-left:21px;margin-bottom:0}
.panel li{margin:10px 0}
.detail-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}
.detail-list article{border-left:3px solid var(--red);padding:5px 0 5px 19px}
.detail-list h3{font-size:17px;margin-bottom:7px}
.detail-list p{font-size:14px;color:var(--soft);margin:0}
.faq-list{max-width:850px}
.faq-list details{border-bottom:1px solid var(--line);padding:18px 0}
.faq-list summary{cursor:pointer;font-size:16px;font-weight:800}
.faq-list p{color:var(--soft);margin:12px 0 0}
.related{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin-top:28px}
.related a{display:block;border:1px solid var(--line);border-radius:12px;padding:20px;text-decoration:none;font-weight:800}
.related a:hover{border-color:var(--red);color:var(--red-dark)}
.related span{display:block;font-size:13px;font-weight:400;color:var(--soft);margin-top:4px}
.bottom-cta{padding:72px 0;background:var(--red);color:#fff}
.bottom-cta .wrap{display:flex;justify-content:space-between;align-items:center;gap:32px}
.bottom-cta h2{font-size:clamp(30px,3vw,42px);line-height:1.15;letter-spacing:-.03em;margin-bottom:10px}
.bottom-cta p{margin-bottom:0;color:#fff}
.bottom-cta .button{background:#fff;color:var(--red)!important;white-space:nowrap}
.bottom-cta .button:hover{background:#fee2e2}
.site-footer{background:var(--ink);color:#fff;padding:45px 0}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:36px}
.site-footer p{color:#c4c4c4;font-size:14px;max-width:360px}
.site-footer h3{font-size:12px;letter-spacing:.08em;text-transform:uppercase}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin:6px 0}
.site-footer li a{font-size:14px;color:#ccc;text-decoration:none}
.site-footer li a:hover{color:#fff;text-decoration:underline}
.copyright{border-top:1px solid #333;padding-top:20px;margin-top:30px!important;font-size:12px!important}
@media(max-width:850px){.hero{grid-template-columns:1fr;gap:40px}.cards{grid-template-columns:1fr 1fr}.columns{grid-template-columns:1fr;gap:26px}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}}
@media(max-width:620px){.wrap{width:min(100% - 32px,1160px)}.site-header .wrap{padding:12px 0;align-items:flex-start;flex-direction:column;gap:10px}.site-nav{gap:12px}.site-nav a{font-size:13px}.site-nav .button{min-height:38px;padding:7px 12px}.hero{padding:42px 0 56px}.hero-actions .button{width:100%}.section{padding:56px 0}.cards,.detail-list,.related,.footer-grid{grid-template-columns:1fr}.bottom-cta .wrap{flex-direction:column;align-items:flex-start}.bottom-cta .button{width:100%}.flow{padding:21px;box-shadow:5px 5px 0 var(--ink)}}